"Keeping Our Railroad Family On Track"
Loans
Lending Made Easy
We offers multiple lending opportunities with our member’s best interest in mind. For your convenience we can set up your payments on payroll deduct.
We Can Beat Other Banks Rates
View our rates below. We are available for any questions you may have, give us a call!
- (505) 864-4740
- Apply Online
- Drop by our branch at 300 N 6th St. Belen, NM 87002
Personalized Service
We pride ourselves on offering personalized service tailored to your specific needs. We think of our clients as family and we will do everything we can to meet your specific needs.
- Auto Loans
- Other Loans
| CARS AND TRUCKS | APR (AS LOW AS) |
|---|---|
| 2020 and Newer | 5.99%* |
Repayment example: $35,000 Loan @ 6.49%* for 60 months = $685.30
*APR: 6.529%
Loan rates and term are based on the credit worthiness of the borrower.
Rates are subject to change without notice. APR is an abbreviation of Annual Percentage Rate.
*APR: 6.529% Maximum terms apply.
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| LOAN TYPE | TERM | APR* |
|---|---|---|
| RV Campers/Boats | Up to 72 months | 7.49% |
| Motorcycles/Motor Homes | Up to 72 months | 7.49% |
| Signature/Personal | Up to 48 months | 9.00% |
| Share Secured* | Up to 48 months | 3.00% |
| Real Estate Loans | 15 years | Call for rates |
Loan rates and term are based on the credit worthiness of the borrower. Rates are subject to change without notice.
*APR (As Low As) is an abbreviation of Annual Percentage Rate.
*Share Secured: Adjustable rate. Interest Rate: 2% above the Term Share Certificate Rate.
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