|6 MONTHS||12 MONTHS||24 MONTHS||36 MONTHS||48 MONTHS||60 MONTHS|
|TERMS||MINIMUM||EARLY WITHDRAWAL PENALTY|
|6 mo.||$1,000||90 Days interest on amount withdrawn|
|12 mo.||$1,000||90 Days interest on amount withdrawn|
|24 mo.||$1,000||180 Days interest on amount withdrawn|
|36 mo.||$1,000||180 Days interest on amount withdrawn|
|48 mo.||$1,000||180 Days interest on amount withdrawn|
|60 mo.||$5,000||180 Days interest on amount withdrawn|
Term Share accounts will automatically roll-over at maturity at the current market rate and have a 10-day grace period. Dividends are paid and/or compounded quarterly. Dividends may be compounded, transferred to another share account or mailed at the end of each quarter. Members who choose to transfer or mail their dividends will receive the stated dividend rate, not the APY.
Fees may reduce the earnings on dividend-earning accounts. Please refer to the Truth-in-Savings disclosure for Term Share Certificate details. Rates above are effective as of 06/01/2022. Rates are subject to change at any time. For the most current rate information call us at 505-864-4740 or toll free 844-655-0376.
If you’re shopping around for financial products, you may have come across two similar things with different names:
Certificates of Deposit (CDs) and Share Certificates.