"Keeping Our Railroad Family On Track"
RT# 307084004 | 300 N 6th St Belen, NM 87002 | (505) 864-4740
It's Wednesday 8:09 AM — We are currently CLOSED
Term Share (CD) Rates
| 6 MONTHS | 12 MONTHS | 24 MONTHS | 36 MONTHS | |
|---|---|---|---|---|
| RATE | 2.25%* | 2.50%* | 2.75%* | 3.15%* |
| APY | 2.27%* | 2.52%* | 2.78%* | 3.19%* |
*Limited Time Rates
| TERMS | MINIMUM | EARLY WITHDRAWAL PENALTY |
|---|---|---|
| 6 mo. | $1,000 | 90 Days interest on amount withdrawn |
| 12 mo. | $1,000 | 90 Days interest on amount withdrawn |
| 24 mo. | $1,000 | 180 Days interest on amount withdrawn |
| 36 mo. | $1,000 | 180 Days interest on amount withdrawn |
| 48 mo. | $1,000 | 180 Days interest on amount withdrawn |
| 60 mo. | $1,000 | 180 Days interest on amount withdrawn |
Term Share accounts will automatically roll-over at maturity at the current market rate and have a 10-day grace period. Dividends are paid and/or compounded quarterly. Dividends may be compounded, transferred to another share account or mailed at the end of each quarter. Members who choose to transfer or mail their dividends will receive the stated dividend rate, not the APY.
Fees may reduce the earnings on dividend-earning accounts. Please refer to the Truth-in-Savings disclosure for Term Share Certificate details. Rates above are effective as of 08/31/2022. Rates are subject to change at any time. For the most current rate information call us at 505-864-4740 or toll free 844-655-0376.
Contact Us to Open a Term Share:
Click Here to Learn More about Term Shares (CD's)
If you’re shopping around for financial products, you may have come across two similar things with different names:
Certificates of Deposit (CDs) and Share Certificates.
- APY = Annual Percentage Yield. $5000 minimum to open. A one-time step-up rate is permitted any time during the initial term of the certificate if our rate increases. You can check our latest rates on our website, recu.org, or by calling us at (505) 864-4740. Early withdrawals are subject to penalty of 180 days interest on the amount withdrawn. Promotion is for a limited time only. APY is accurate as of 2/10/2022. Dividends are paid/compounded quarterly.
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(505) 864-4740
RT# 307084004
It's Wednesday 8:09 AM — We are currently CLOSED