You can own a new/used vehicle with low-rate financing, flexible terms and no down payment required! You can apply in minutes online, or simply call us or visit us at our branch in Belen. See table below for rates.
Depending on your needs and your financial situation, you can apply for a loan that helps with things like emergency home or car repairs, an unexpected large purchase, or to cover an unforeseen expense. See our table below for rates.
A Credit Builder Loan is specifically designed to help you build or rebuild your credit history.
Share secured loans are essentially a way for you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account.
A personal line of credit from functions like a credit card, making funds available again as you pay down your balance, up to a limit. So you can manage your balance on your terms, with no hassles.
We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle. Already have an RV loan financed with another lender? We will help you refinance so you could lower your monthly payments and save thousands over the life of your loan!
Please contact Ed Viramontes or Renee DeLoia with questions regarding Real Estate loans. Contact Us
Finance a major purchase or project by accessing the equity in your home with RECU’s home equity loans.
As a member of RECU, you have access to competitive rates, local service, and fast underwriting.
Our home equity loans offer low fixed rates, affordable payments, and flexible terms; interest may be tax deductible.
|CARS AND TRUCKS||APR (AS LOW AS)|
|2018 and Newer||2.99%*|
Repayment example: $25,000 Loan @ 3.49% for 60 months = $454.75
Loan rates and term are based on the credit worthiness of the borrower.
Rate are subject to change without notice. APR is an abbreviation of Annual Percentage Rate.
*2.99% Maximum terms apply.
|RV campers/Boats||Up to 72 months||6.25%|
|Motorcycles/Motor Homes||Up to 72 months||6.25%|
|Signature/Personal||Up to 48 months||9.00%|
|Share Secured*||Up to 48 months||3.00%|
|Real Estate Loans||15 years||Call for rates|
Loan rates and term are based on the credit worthiness of the borrower. Rates are subject to change without notice.
*APR (As Low As) is an abbreviation of Annual Percentage Rate.
*Share Secured: Adjustable rate. Interest Rate: 2% above the Term Share Certificate Rate.